This is your primary checking account. It's designed mainly for your everyday living and spending. With it you get a brand new Virtual Wallet Visa Debit Card that you can use to make purchases(these purchases are deducted from your Spend account) or withdraw money at ATMs worldwide from any of your accounts. Your Spend account is what you'll use to pay bills by check or through Online Bill Pay, as well as make your daily, weekly(and weekend) purchases.
This account is for your short-term savings. And it also functions as your primary Overdraft Protection account- so if you're at risk of overdrawing your Spend account, money will be automatically transferred from your Reserve to your Spend, free of charge. Utilizing your Reserve account is a great way to save up for things like a laptop, a sofa, a new mattress, a digital camera, etc. Bigger purchases, such as a house or even a honeymoon, can be saved up for in your Growth account.
This is your long-term savings account.A secondary Overdraft Protection. The competitive interest rate1 makes it the perfect account for you to build your nest egg and grow financially. Put money into your Growth account to save up for bigger, life-changing purchases down the road- a car, a down payment on a house, or to help pay off college loans. Best of all, you won't need to use another bank for a high-interest savings account - with Virtual Wallet, you have it all in one place.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC